F.A.Q. and Fraud Information

Fraud and Credit Reports

Major credit reporting companies.
Equifax
1-800-392-7816

Experian
1-800-682-7654

Transunion
1-800-888-4213

Fraud Information
Consumer Information from the Federal Trade Commission

1-877-ID-THEFT (877-438-4338)


Frequently Asked Questions

What will my interest rate be?
Interest rates are based on your credit worthiness and the quality of your collateral, if any. Your loan officer will tell you the best rate you qualify for.

Fraud Information
Kearney Federal Credit Union will never contact you through telephone or email and request personal information from you such as account numbers, pin numbers, social security numbers, etc. We will continue to verify your indentity when you contact us through your security code. Should you receive a phone call or email requesting any personal information, please do not give it to the person and contact us immediately so that we may research any possible fraud. If you do not have a security code associated to your account, please contact us at 308-237-9993. Thank you.

How much would my monthly payment be?
Use our online calculator to figure this out. You can enter different amounts to find what works best for you.

How long will it take for my application to be approved?
Typically, if all necessary info is provided, you loan can be approved with 24 hours.

If I have little or no credit, will I need a co-signer?
Sometimes yes, sometimes no. We will do a full credit evaluation at the time of your application and if you need somebody to co-sign, we'll let you know.

Why should consider having my loan insured?
For pennies a day, you are can add credit life/credit disability and GAP insurance. This protects you in case of injury, loss of life, or the loss of a vehicle that has been totaled in a wreck where the amount of the loan is more than the vehicle's book value.

Where is Kearney Federal Credit Union located?
Kearney Federal Credit Union is located at 2915 2nd Avenue in Kearney, Nebraska. You can reach us at 308-234-9311 or 888-838-5328.


Return to Loans