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Share Accounts

Share Accounts

Kearney Federal Credit Union offers a range of unique share accounts to help gain the most from saving. All qualified members start by opening a share account to gain access to all the other great products and services at Kearney Federal Credit Union.

Share account

The basics of saving start with a share account. After a share account is obtained, members are welcome to utilize all the additional products and services at Kearney Federal Credit Union.

  • $5 opening deposit
  • $5 minimum balance to maintain membership
  • Limit of 6 withdrawals per month ($2 fee for each additional withdrawal)
  • Dividends compound quarterly

Kids Club share account

Prepare for a bright future with Kearney Federal Credit Union’s Kids Club share account. This account is available to young savers as a way to teach the fundamentals of money management.

  • $5 opening deposit
  • $5 minimum balance
  • Dividends compound quarterly
  • Eligible age: under 18 years of age

Money Market share account

Designed for members wishing to gain higher dividends, the Money Market share account is an easy way to put your money to work.

  • $5000 minimum balance (or $7.50 monthly service fee)
  • 2 free withdrawals per month ($5 fee for additional withdrawals)
  • Dividends compound monthly

Christmas Club share account

Reap benefits all year long. With the Christmas Club share account from Kearney Federal Credit Union, you can relieve the stress of the holidays by preparing for your holiday celebration all year long. Make as many deposits as you please throughout the year. On the first business day of November the balance and dividends of your account will be deposited into your designated share or share draft account.

  • Dividends compounded and paid quarterly for balances over $100
  • Early withdrawal fee of $10 each
  • No minimum balance
  • No service fee
  • Unlimited account access during November and December or balance may be transfered by check or automactic withdrawal on October 31st 

Share certificates

Ease your mind and maximize your dollar with a share certificate from Kearney Federal Credit Union. Share certificates offer higher dividends and keep your money secure for a designated amount of time.

  • $500 minimum deposit
  • Dividends compound quarterly
  • Fixed rate
  • Nonrenewable certificates
  • Penalty for early withdrawal

Save to Win share certificates

Is your savings barely scratching the surface? The Save to Win share certificate is a special account that helps you build your savings while also giving you chances to win a grand prize of $25,000, plus monthly cash prizes!

  • $25 minimum depositSave To Win!
  • Dividends compound quarterly
  • Fixed rate
  • Renewable
  • Penalty for early withdrawal
  • Chance to win monthly and quarterly prizes

Save to Win
Certain restrictions apply. Please visit for more details and official rules.

Individual Retirement Accounts (IRA)

It is never too early to start preparing for your future. Kearney Federal Credit Union offers Traditional and Roth IRAs. Reach your retirement goals with an IRA from Kearney Federal Credit Union.

  • Traditional IRA
  • Roth IRA


2915 2nd Avenue
Kearney, Nebraska



(308) 234-9311 phone
(308) 237-1359 audio response


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Kearney Federal
Credit Union

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